Ford UAW Benefits

Company Benefits Group Life and Disability Insurance (GL&DI)

Group Life and Disability Insurance (GL&DI)

Ford provides hourly employees a comprehensive package of life and disability insurance benefits based on wage rates on the last day worked. Coverage includes:

- Life Insurance
- Accidental Death and Dismemberment coverage
- Accident and Sickness benefits (A&S)
- Extended Disability Benefits (EDB)

In addition, the following benefits are provided:

- Safety-belt user benefit ($15,000)
- Survivor Income Benefit ($650 per month)

Also available are several optional employee-paid plans:

- Dependent Group Life Insurance provides spouse coverage ($5,000 to $75,000) and child(ren) coverage ($2,000 to $30,000);
- Employee Optional Life Insurance offers varying amounts between $10,000 and $200,000;
- Optional Accident Insurance is offered for both the employee and family. Coverage may be purchased in units of $10,000 up to $500,000. If family coverage is elected, the spouse is covered for an amount equal to 50% of the employee's coverage, and each child is covered for 10% of the employee's coverage.

The following summarizes company-paid GL&DI benefits for current hourly employees as demonstrated by the "average" hourly employees:

Benefit Benefit Amount (Range)

Life Insurance pays a benefit to employee's beneficiary when the employee dies:
$40,500  $81,000

Accidental Death and Dismemberment Insurance pays a benefit, if the employee suffers a covered dismemberment or dies as the result of an accident:
$20,250 $40,500

Survivor Income Benefit provides a monthly income to the employee's eligible survivors after the employee dies:
$650 per month
($350) if eligible for unreduced Social Security benefits)

Accident and Sickness Insurance - pays a weekly benefit for up to 52 weeks, if the employee is injured or sick and unable to work:
$425 $850 per week

Extended Disability Benefit - provides a monthly benefit (based on service) after Accident and Sickness benefits end, if the employee is totally disabled and unable to work:
$1,525 $3,070
per month
(less than 10 years)

$1,680  $3,380
per month
(10 or more years)

Benefit Benefit Amount/Range (All Employees)

Safety Belt User Benefit Program -
pays a $15,000 benefit, if the employee or another covered participant dies as a result of an
automobile accident while wearing a qualified passenger restraint:
$15,000

Optional Group Life Insurance - employee may select varying amounts of coverage for him/herself and/or covered dependents:
Employee $10,000 to $200,000
Spouse $5,000 to $75,000
Each Child $2,000 to $30,000

Optional Accident Insurance - employee may select varying amounts of coverage for him/herself and/or covered dependents:
Employee - $10,000 to $500,000
Spouse - 50% of employee's coverage
Each Child - 10% of employee's coverage

Retiree Coverage
Hourly retirees continue to receive Ford-paid Life Insurance (unreduced at base hourly rate on the last day worked) and Accidental Death & Dismemberment coverage until age 65. After age 65, Accidental Death & Dismemberment coverage is terminated, and retiree Life Insurance coverage gradually decreases until a minimal level is reached.

Other benefits available under the Optional Accident Insurance Plan include:
- Paralysis Benefits
- Comatose Benefits
- Special Education Benefits
- Special Child Care Center Benefits
- Spousal Occupational Training Expense
- Common Disaster Benefits
- Repatriation Benefits

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Or call:

(716) 823-3263